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First Independent - Descamps Insurance Agency Blog

View the latest blog posts from First Independent - Descamps Insurance Agency.

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Wednesday, October 28, 2020

What is a Pet Insurance Deductible?

While there are some unique aspects of pet insurance, these policies operate much like other insurances. When you purchase a pet insurance plan, you will be expected to choose your deductible. This is the amount you must pay before receiving compensation from an insurance claim.  READ MORE >>

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Wednesday, September 23, 2020

Who Pays for Fire Damage in Your Rental Home?

Rental homes are the property of the landlord, but they are the homes and dwellings of the tenant. Therefore, when problems occur in the property, they are likely to impact both parties.   One of the most devastating and scary household occurrences is a fire. READ MORE >>

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Wednesday, August 26, 2020

Do all businesses need general liability insurance?

When buying business insurance, you might wonder what to make of the different coverage offered. Many policies sound the same, though they serve different purposes. For example, you’ll likely see several types of liability policies among your options. You’ll almost always see an offering for general liability coverage. READ MORE >>

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Thursday, July 30, 2020

What Does Pet Insurance Not Cover?

Pet insurance is a useful type of policy that covers unexpected accidents and illnesses that may threaten the health of your beloved pet. This can range from car accidents, a pet eating something it’s not supposed to, a sudden and unexpected illness in a previously healthy pet, and more.   READ MORE >>

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Tuesday, June 30, 2020

What is the Average Cost of Pet Insurance Per Month?

Pet insurance is designed to help you financially take care of your furry family members in case of an illness or accident. This insurance is relatively inexpensive, but there are many factors that go into the cost of pet insurance. On average, policyholders pay around $47.20 a month for dogs and $29. READ MORE >>

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Wednesday, April 22, 2020

Does Pet Insurance Cover the Death of a Pet?

Pet insurance is a separate healthcare policy tailored for your pet. It helps compensate for otherwise expensive medical bills crucial for your pet’s health. Unfortunately, even if all the necessary actions are taken and treatment is sought immediately, pets are still mortal. READ MORE >>

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Thursday, March 26, 2020

Should A Self-Employed Person Carry Workers Compensation Insurance?

Even if it weren't the law in most states, more employers than not would likely invest in workers compensation insurance. This is the case because it's the easiest solution to the risk of workplace injury. If an employee is injured in the course of performing their duties, that's probably going to fall into your lap in one way or another. READ MORE >>

Friday, February 28, 2020

Do Vets Accept Pet Insurance?

Pets are our best friends and we always want to make sure they’re happy and healthy. But healthcare can be expensive, even for little animals. Pet insurance can make things a lot cheaper, but do all vets accept pet insurance? Pet insurance is a separate policy you can purchase to cover medical expenses concerning accidents or illnesses your pet experiences. READ MORE >>

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Friday, January 31, 2020

How Important Is Cost When Buying Car Insurance?

Keeping your auto insurance costs down is important. But more often than not, you're going to be better off keeping your driving record clean rather than by skimping on coverage. Cost is important when shopping for car insurance. READ MORE >>

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Monday, December 9, 2019

Will Pet Insurance Cover Pre-Existing Conditions?

Pets are one of the highlights of life, bringing joy and comfort to all animal lovers. But pets are also a big responsibility, and there is a lot that can happen to an animal. They’re living beings just like humans with organs, immune systems and the ability to get sick. READ MORE >>

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