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Home > Blog > First Independent - Descamps Insurance Agency Blog Page 3
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First Independent - Descamps Insurance Agency Blog Page 3

View the latest blog posts from First Independent - Descamps Insurance Agency.

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Wednesday, January 9, 2019

Will Auto Insurance Cover Damage from an Animal Collision?

A car is approaching, and suddenly a deer runs out in front of your vehicle. You try to stop, hit the deer, and feel the car smash into a railing. The deer gets up and walks away. Your car suffers significant damage. Will auto insurance cover the losses?  Whether you have car insurance coverage depends on the type of policy you have. READ MORE >>

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Thursday, December 6, 2018

Home Insurance Coverage and Home Additions – Protecting Your Investment

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. READ MORE >>

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Thursday, November 8, 2018

Should You Increase Your Liability Coverage on Your Commercial Auto Insurance Policy?

Commercial auto insurance almost always includes liability coverage. Insurance companies adjust coverage to match the risks your vehicles and business face. Having enough is critical. Liability insurance provides coverage when you or your driver damages another car, person, or property. READ MORE >>

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Tuesday, October 9, 2018

Critical Factors Determining Your Life Insurance Rate

Like all insurance policies, your life insurance rate depends on risks. Those who have higher risks of sudden deaths almost always pay more for their coverage. A lot of different factors might impact that risk and your costs. What are some of these? Can you control any of these factors? READ MORE >>

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Tuesday, September 11, 2018

Safe Driving Tips in High Wind

Driving a vehicle safely when high winds occur is never easy to do. It is best to pull over when storms pick up or when risky situations exist. When you cannot avoid it, or the storm suddenly occurs, knowing how to react is critical. How can you be a safe driver behind the wheel when winds pick up? READ MORE >>

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Tuesday, August 14, 2018

10 Teen Driving Stats That Might Surprise You

Adding a teen driver to an auto policy can be a challenging time. Know these stats before adding your teen and talk to our experts.     Source: Safeco READ MORE >>

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Monday, August 13, 2018

Avoid the Burn: Commercial Fire Safety

Businesses have a lot of their most important assets stored on their property. Yet, no property is immune to sudden, unexpected damage. One of the most devastating of such occurrences is a fire. Smoke and flames, not to mention water used in dousing, can easily devastate a business. READ MORE >>

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Monday, July 16, 2018

Exclusions of General Liability Insurance

You’ll likely need general liability (GL) insurance as part of your commercial package. However, you shouldn’t assume that any GL policy will cover everything. Exclusions and limits will exist in your coverage. Take some time to learn more about what general liability insurance does not cover. READ MORE >>

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Tuesday, June 5, 2018

How to Estimate Life Insurance Costs After 50

Should you purchase life insurance after the age of 50? You may know there is real value in buying life insurance. You may also recognize that buying it at a younger age helps you save money. However, it is still possible – and still a good idea – to do so at 50. Consider your goals for it. READ MORE >>

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Friday, May 18, 2018

Why To Track Employee Time For Your Small Business

Small businesses all over the United States are pressed with the question on whether or not to track the hours worked for their employees.  Business owners and managers may have concerns about employees being over(or under) paid, worried  about compliance or may simply want to modernize the old school time clock system. READ MORE >>

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