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First Independent - Descamps Insurance Agency Blog Page 5

View the latest blog posts from First Independent - Descamps Insurance Agency.

One of the biggest investments you will likely make in your lifetime is your home. Before you purchased your home, you took deliberate measures to ensure that you could afford your home. You saved for years for a down payment; you protected your credit to ensure your interest rate was low; you purchased homeowner’s insurance to ensure the structure and contents were protected. READ MORE >>

Do you think you do not need auto insurance? Many people hate making that payment because it seems like so much money that is being spent on something you do not use. Yet it provides a wide range of financial protection to you. In many cases, the type and amount of auto insurance you purchase can make a big difference in protecting you from accidents that are unavoidable. READ MORE >>

The statistics on childhood obesity are worrisome. In some cases, statistics indicate that as many as 10 percent of children age four to five are overweight, twice the amount from 20 years prior. As children get older, that number increases as well. Now, one in five kids between the ages of six and 11 are overweight. READ MORE >>

Trees provide beautiful shade, homes for animals and possible risk for homeowners. The higher a tree climbs, the more at risk your home is of suffering some type of damage related to that tree. What can you do? You do not have to cut down or remove trees to protect your home. READ MORE >>

Your job is to keep your customer's accounts and systems in good working order. More companies than ever are looking for ways to keep their clients and customers safe, but security risks continue to grow. Even large retailers have had customers’ credit card numbers stolen, and health insurance companies have experienced breaches of patient data. READ MORE >>

When selecting a life insurance policy, it's important to look at the facts. It's not easy to take the time to do so, but a few minutes invested now can help you ensure that your loved ones are well cared for if the worst occurs. One of the key decisions you will need to make is about the amount of coverage that’s ideal for your family. READ MORE >>

Winter weather throws many challenges at drivers, including freezing temperatures, wind and snow. But one of the most treacherous conditions to drive in is freezing rain. This weather phenomenon can occur into the spring, long after you think winter has passed, so it's wise to know more about freezing rain. READ MORE >>

When you are sick, it’s imperative that you have the access to the medical care you need. Although there are many new and exciting changes going on in the insurance industry, you may not always have access to your own, permanent health insurance plan. READ MORE >>

Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. READ MORE >>

One of the biggest questions we hear from clients is whether or not business insurance covers computer equipment. The answer is both yes and no. If your company is like most, you rely heavily on computer equipment. Whether you use a laptop to write up estimates or a special system for storing data, making sure you have the proper amount of insurance is essential. READ MORE >>

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