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First Independent - Descamps Insurance Agency Blog Page 6

View the latest blog posts from First Independent - Descamps Insurance Agency.

Financial planning is critical to being successful in life, yet it can be challenging for many people. Life insurance, a major component of financial planning, often confuses even the most experienced financial planners. READ MORE >>

As a Millennial, you are in a power position when it comes to getting the best rates from insurance providers. Insurance companies know that people tend to be loyal to brands, so acquiring you as a customer early is beneficial. Unfortunately, young adults are known for driving recklessly, which can drive the costs of auto insurance up for Millennials. READ MORE >>

Melanoma, commonly known as skin cancer, is the most common of all cancers. The single most effective way to prevent the disease is to protect yourself from dangerous UV rays. Never plan to spend time outdoors without some basic necessities to keep yourself safe. READ MORE >>

Most young children enjoy playing outside, and it's beneficial for them too. What looks like simply running and jumping is actually practicing motor skills essential to development. Many parents decide to invest in an outdoor playset for the backyard, as it not only provides children the opportunity to get exercise, but will entertain them for hours. READ MORE >>

Every single business faces risks on a daily business. Yes, some businesses — like construction companies — face risks more often than others, but even quiet office environments have their share of risks. Unfortunately, these risks can eat away at your business' budget if you're not equipped with the appropriate coverage. READ MORE >>

With people living longer and social security benefits diminishing, it's never been more important to sock away money for retirement. Diligent saving over the years helps you create a nest egg for later in life, so the last thing you want is to have to dip into your savings early. READ MORE >>

If you have little or no experience driving in the snow, don't wait until it's too late to prepare for the worst. Snow driving techniques differ from those used in clear, rainy or icy conditions. If possible, practice with someone with experience. READ MORE >>

Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you? READ MORE >>

The weeks between Black Friday and Christmas are the busiest shopping period of the year because everyone is getting ready for the holidays. More than ever, people are choosing to do their shopping online to avoid the crowds and long lines. After all, you can shop from almost anywhere and get the same product at a great price shipped right to your door. READ MORE >>

Commercial insurance comes in three different types: Property, liability and workers compensation. Commercial property insurance offers an almost limitless list of options that can cover every aspect of your business, regardless of what type of business it may be, in addition to standard property coverage. READ MORE >>

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