• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us
Call Us Today |
(888) 513-8784
Home

In Omnia Paratus…"Ready for all things!"


blue referral button
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Auto Insurance
    • Boat & Watercraft
    • Business Owner's Policy
    • Commercial Auto
    • General Liability
    • Home Insurance
    • Life Insurance
    • Pet Insurance
    • Product Liability
    • Workers Compensation
  • Blog
  • Make a Payment
  • Resources
    • Risk Management Center Login
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About First Independent - Descamps Insurance Agency
    • Our Locations
    • Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO
INSURANCE
Read More
Boat Insurance BOAT &
WATERCRAFT
Read More
Business Insurance BUSINESS
INSURANCE
Read More
Homeowners Insurance HOME
INSURANCE
Read More
Life Insurance LIFE
INSURANCE
Read More
Other Insurance OTHER
INSURANCE
Read More
Home > Blog > First Independent - Descamps Insurance Agency Blog: coverage
Share | | RSS Google Yahoo

First Independent - Descamps Insurance Agency Blog: coverage

View the latest blog posts from First Independent - Descamps Insurance Agency.

Image of empty space
Wednesday, October 28, 2020

What is a Pet Insurance Deductible?

While there are some unique aspects of pet insurance, these policies operate much like other insurances. When you purchase a pet insurance plan, you will be expected to choose your deductible. This is the amount you must pay before receiving compensation from an insurance claim.  READ MORE >>

Image of empty space
Tuesday, June 27, 2017

Watercraft safety for all ages

The weather’s warm and the water’s calling. This is the time of year when people of all ages are at the lakes, beaches or ocean, soaking up the sand, sea and sun. It's important to keep aware of all dangers when using watercraft. As a business owner, making sure all safety protocols are in place could be a lifesaver. READ MORE >>

Image of empty space
Friday, May 26, 2017

Business Insurance and Inventory Protection: How to File a Claim

One of the largest components of your company’s value is its inventory. This is also one of the biggest risk factors to your company. If you lost your inventory of products or goods, could you operate your business? Would it take time to replace these items? READ MORE >>

Image of empty space
Wednesday, February 22, 2017

Understanding Prescription Drug Coverage

Many of us take medications to prevent health conditions from worsening. You likely wonder if your health insurance covers your prescription drug costs. The law requires almost all insurance plans have to offer prescription drug coverage. Some plan providers aren’t required to offer prescription coverage, but nearly all do. READ MORE >>

Image of empty space
Tuesday, January 17, 2017

Lawn mower Safety Tips: How to Reduce Home Insurance Claims from Careless Accidents

Lawnmower accidents happen more often than most people realize. The United States Consumer Product Safety Commission says 800 children get hit by mowers each year. Of those children, 600 of them require an amputation. Every year, 75 people die as a result of accidents involving lawn mowers and riding mowers. READ MORE >>

Image of empty space
Wednesday, December 21, 2016

Four Tips for Buying Workers’ Compensation

You want to make sure that you provide the best working environment for your employees. Strong insurance is part of the security your employees look for from their employer. It is likely your worst business nightmare to see an employee get hurt or sick on the job. READ MORE >>

Image of empty space
Friday, November 18, 2016

3 Events That May Affect Your Life Insurance Policy

As important as it may be, many people forget to review their life insurance each year. However, the consequences of failing to review your policy are severe. Without an annual review, you could be underinsured or your former spouse could still be your beneficiary. READ MORE >>

Image of empty space
Friday, September 23, 2016

Health Insurance Covers Vaccines for Teens

There’s a growing number of vaccinations that pre-teens and teens need to have. For many parents, these are somewhat new mainly because most parents didn’t have to receive them when they were younger. Perhaps you remember those days of having your infant child getting shots and you thought it was over then. READ MORE >>

Image of empty space
Friday, July 22, 2016

How to Protect Your Business with Insurance

As a business owner, you know launching a business is no small feat. You are responsible for hiring employees, carrying out meetings and ensuring that you have exposure to attract customers who need your services or products. All the while, you have to ensure that your business is protected using business insurance; otherwise, you may cripple your business financially. READ MORE >>

Image of empty space
Tuesday, June 28, 2016

How Term Life Insurance Correlates to Buying a House

One of the biggest investments you will likely make in your lifetime is your home. Before you purchased your home, you took deliberate measures to ensure that you could afford your home. You saved for years for a down payment; you protected your credit to ensure your interest rate was low; you purchased homeowner’s insurance to ensure the structure and contents were protected. READ MORE >>

1 2 Next Last
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

  • insurance(35)
  • tips(26)
  • sterling heights(24)
  • coverage(19)
  • michigan(17)
  • home insurance(17)
  • auto insurance(16)
  • business insurance(15)
  • life insurance(12)
  • savings(9)
  • health insurance(8)
  • safety(8)
  • sterling heights mi insurance(6)
  • pet insurance(6)
  • homeowners(4)
  • workers compensation(3)
  • protection(2)
  • security(2)
  • home maintenance(2)
  • general liability insurance(2)
  • fire safety(2)
  • liability(2)
  • commercial auto insurance(2)
  • damage(2)
  • strawberies(1)
  • cucumber(1)
  • home(1)
  • prescription drugs(1)
  • teen drivers(1)
  • business budgets(1)
  • family(1)
  • diet(1)
  • storms(1)
  • final expenses(1)
  • millennials(1)
  • online security(1)
  • benefits of paid policy(1)
  • winter(1)
  • claims(1)
  • tomatoes(1)
  • deductible(1)
  • health insurance deductibles(1)
  • car parts(1)
  • sterling heights business insurance(1)
  • business(1)
  • discounts(1)
  • uninsured motorist(1)
  • animal injury(1)
  • business finances(1)
  • car insurance(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Fremont
EMC
Pioneer State Mutual
Frankenmuth
Mainstreet
Michigan Insurance
Nationwide
Chubb
elephant insurance logo
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

map icon
  • Sterling Heights Office
  • 14500 Lakeside Circle
  • Sterling Heights, MI 48313
  • Phone: 586.247.2220
  • Fax: 586.247.7570
© Copyright. All rights reserved.
Powered by Insurance Website Builder