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First Independent - Descamps Insurance Agency Blog: tips

View the latest blog posts from First Independent - Descamps Insurance Agency.

Are you planning to start shopping for a new car? If so, it may be time to choose a car that really fits your lifestyle and gives you a few extras to enjoy. Do not forget to consider auto insurance. You may be able to afford the payment on your new car, but are you able to cover the insurance costs, too? READ MORE >>

Making your home fit your family is always so important. It is not always easy to do, though. Sometimes you need to expand it. When adding a home addition, recognize that you are not just adding space to your home. You are also adding value. As a result, it is critical that you update your home insurance policy to match the new value of your home. READ MORE >>

Like all insurance policies, your life insurance rate depends on risks. Those who have higher risks of sudden deaths almost always pay more for their coverage. A lot of different factors might impact that risk and your costs. What are some of these? Can you control any of these factors? READ MORE >>

Driving a vehicle safely when high winds occur is never easy to do. It is best to pull over when storms pick up or when risky situations exist. When you cannot avoid it, or the storm suddenly occurs, knowing how to react is critical. How can you be a safe driver behind the wheel when winds pick up? READ MORE >>

Adding a teen driver to an auto policy can be a challenging time. Know these stats before adding your teen and talk to our experts.     Source: Safeco READ MORE >>

Businesses have a lot of their most important assets stored on their property. Yet, no property is immune to sudden, unexpected damage. One of the most devastating of such occurrences is a fire. Smoke and flames, not to mention water used in dousing, can easily devastate a business. READ MORE >>

Moving to a new property brings with it a degree of unfamiliarity. After all, you will soon occupy a place where you haven’t spent a lot of time beforehand. What worked for the previous owner might not work for you. You might need to make certain improvements to the property to make it more secure  for your needs. READ MORE >>

Saving money is always an important step in creating financial security. Most people should have some money in their savings account. It can provide financial protection if you lose your job or face an emergency situation.  Yet, you also need to think long-term. READ MORE >>

The roof of your home protects it from winter weather. Before the season starts, take steps to ensure it is up to par. Careful planning helps ensure your roof does not suffer significant damage during winter. This can reduce the need to file home insurance claims. To achieve this, work with a licensed roofing contractor. READ MORE >>

One of the largest components of your company’s value is its inventory. This is also one of the biggest risk factors to your company. If you lost your inventory of products or goods, could you operate your business? Would it take time to replace these items? READ MORE >>

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